Health insurance typically covers consultation appointments, which are independent of any genetic testing costs or authorizations. Most insurance companies also cover the cost of genetic testing for people considered high risk for whom clinical testing would be appropriate.
If you are uninsured, other means for assistance may be available. Please contact us to inquire.
Federal law (Genetic Information Nondiscrimination Act otherwise known as GINA) protects people from health insurance discrimination based on genetic test results. Genetic information cannot be used to deny coverage, set rates or influence any form of underwriting. GINA also protects against the use of other family members’ test results or medical history for health insurance discrimination and protects against discrimination by employers. GINA does not include provisions for life, long-term care and disability insurance.
If you have health care coverage through an insurance exchange, the Affordable Care Act includes provisions for genetic testing.